LegalNotice

Publisher

Zorc Finance Holding GmbH
Virchowstraße 2-4,
14482 Potsdam 
www.zorc-finance.com
info@zorc-finance.com

Commercial Register
Potsdam HRB 32745 

Management Geschäftsführung

OscarJavier Hernandez, Karin Allikas


Website Design and Technical Realization
Luca Baumgart
Zorc Media GmbH
info@zorc-media.com

 

Copyright Notice

All Rights Reserved. The text, images, graphics, sound files, animation files, video files and their arrangement on the Zorc Finance Holding GmbH internet sites are all subject to copyright and other intellectual property protection.These objects may not be copied for commercial use or distribution, nor may these objects be modified or reposted. Some Zorc Finance Holding GmbH internet sites also contain material that is subject to the copyright rights of their providers.


Information on Online Dispute Resolutions

In accordance with EU Regulation No. 524/2013, the EU Commission has provided an interactive website that is used to settle out-of-court disputes arising from online trades. The Online Dispute Resolution platform can be found under this link: ec.europa.eu/consumers/odr


Information in accordance with Section 36 of the Consumer Dispute Settlement Act:
…. GmbH does not take part in a voluntary dispute settlement procedure before aGerman consumer arbitration board.

 

 

If you trade online in the EU, Norway, Iceland or Liechtenstein, you have the following obligations in relation to the ODR platform. These obligations APPLY TO ALL ONLINE TRADERS whether they intend to use the ODR platform or not:

1.   You have to clearly provide your e-mail address on your website. Providing only an interactive contact form is not sufficient.

2.   You have to provide a link from your website to the Online Dispute Resolution platform ec.europa.eu/consumers/odr. This link has to be visible and easily accessible on the website.

Information Disclaimer

Zorc Finance Holding GmbH website (“website”) may provide financial market data, quotes, predictions, forecasts, research, news or other financial information ("Information"). The Information has been independently obtained by certain financial market information services, financial and research publishers, various securities markets including stock exchanges and their affiliates and other providers (collectively the"Information Providers") or has been obtained by Zorc Finance Holding from other sources including computer algorithms that may include guessing or other sources of random information.

All data and information provided "as is" and is for general educational and entertainment purposes only and is not professional investment advice nor a substitute for other professional advice and services from qualified financial service providers. Decisions made on the basis of the information contained on the website are your sole responsibility. Always consult your financial advisor or other qualified financial services provider regarding investments. The Information is provided in the sense that Zorc Finance Holding does not provide professional services or advice and is not a registered investment advisor.

 

Zorc Finance Holding shall not be liable for any consequences arising directly or indirectly from any decision, action or omission you make on the basis of the information or other material on the Website. Zorc Finance Holding does not warrant or represent the accuracy, completeness or timeliness of the information made available through Zorc Finance Holding, information providers, or any other third party that transmits information ("InformationProviders").

 

Zorc Finance Holding, the information providers and transmitters shall not be liable in any way for any interruption or termination of the transmission of any data, information or other aspect of the Website. Zorc Finance Holding makes no. representations or warranties regarding the access, speed or availability of the Website. Zorc Finance Holding reserves the right to modify or suspend, in whole or in part, all or any part of the Website without notice.

 

 

Privacy Policy

We, Zorc Finance Holding look forward to your visit to our website and your interest in our services and we are committed to safeguarding the privacy of our website visitors.

ThisPrivacy Policy explains which of information is processed by us when you visit the website or use the functions provided by the website. This also means that we comply with our duty to provide information in accordance with Article 13 ofRegulation (EU) 2016/679 of the European Parliament and of the Council of April27, 2016 on the protection of natural persons when processing personal data, the free movement of data and the repeal of Directive 95/46 / EG (General DataProtection Regulation); hereinafter referred to as GDPR. The data protection information according to Art. 13 and 14 GDPR for customers of Zorc Finance Holding can be found here (Data protection declaration).

 

Collection of Information

We collect "Non-Personal Information" and "PersonalInformation." Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous site usage data and platform information provided by your browser including your Internet Protocol address, device and browser types and identifiers, and referring web page address.Personal Information includes your name and email address, which you provide to us during the registration process or optionally when leaving feedback using the contact form on the site, along with any models, data series, and configuration settings you optionally choose to save with your registered account. By registering, you are authorizing us to collect, store and use your e-mail address in accordance with this Privacy Policy. We do not collect or store any credit card card information used for payments as any payment card information is transmitted directly and securely to the third party payment processor. You can visit and use the site anonymously without providing any personal information. Most of our site does not require any form of registration, allowing you to visit our site without telling us who you are.However, some services may require you to provide us with information relating to an identified or identifiable natural person. In these situations, if you choose to withhold the information requested by us, it may not be possible for you to gain access to certain parts of the site or for us to respond to your queries.

If you are visiting the website we processes information in order to be able to provide you with the offers, to ensure a smooth connection and convenient use of the website. Certain technical data is processed by default, in particular.

 

Use of Information

We use Non-Personal Information such as anonymous site usage data and platform information to help us improve the web site. If you register and provide your personal information, we use this information to personalize your experience so that you save and retrieve your portfolio and other models you configure on the site. We will use your personal information from the contact form to respond to you regarding the reason you contacted us.

Disclosure of Personal Information

We are the sole owners of the information collected on this site. We do not sell, trade, rent, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.

Use of Cookies

This website uses cookies. A cookie is a small file that is sent by a web server to a web browser and is stored by the browser. The information contained in the cookie is then sent back to the server each time the browser requests a page from the server. Cookies may be either "persistent" cookies or"session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. We use persistent cookies to recognize your browser and capture Non-PersonalInformation on site traffic and site interaction so that we can offer a better site experience and tools in the future. In addition, we use session cookies to keep track of registered users' authenticated web sessions. If you configure your browser to block cookies, you will be unable to use the areas of the website that require registration.

Analytics Providers

We may use third-party web analytics services in connection with the site, such as those of GoogleAnalytics. These service providers use a variety of tracking technologies such as cookies to analyze how users use the site. The information collected(described above in "Non-Personal Information") will be collected directly by these service providers to evaluate your use of the site. For more information on how Google Analytics uses data from our website and how you can control the information sent to Google, clickhere. To learn about opting out of GoogleAnalytics, please clickhere.

Your Rights Over Your Data

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us:

Data Retention

For users that register on our website, we store the personal information they provide in their user profile. Users can see, edit, or delete their personal account information at any time. The information may still be retained in historical data backups. Because we operate in a highly regulated industry we feel it is prudent to retain information indefinitely in order to comply with our legal obligations, resolve disputes, and enforce our agreements.

Protecting Personal Information

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as "Personal Information"), that information is transmitted to us securely by encrypting the data before transmission, authenticating the endpoint, and decrypting and verifying the data on arrival. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The servers on which we store personally identifiable information are provided by AmazonWeb Services (AWS) data centers in the US, and we further protect your information from potential security breaches by implementing certain technological security measures including data and network traffic encryption, firewalls, multi-factor authentication, and strict access control policies.Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password and by logging out of your account after each use. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using this web site, you acknowledge that you understand and agree to assume these risks.

Third Party Websites

Our website includes hyperlinks to third party websites. We have no control over, and are not responsible for, the privacy practices employed by those websites or the information or content they contain.

Term sand Conditions

Your use of the site is subject to our Terms ofService Agreement, which establishes the use, disclaimers, and limitations of liability governing the use of our website.

YourConsent

By using our site, you consent to this privacy policy.

Changes to Privacy Policy

We reserve the right to change this privacy policy and our Terms of Service at anytime. If we change our privacy policy, we will post those changes on this page.You should periodically check this privacy policy page for updates.

If you have questions regarding this privacy policy or feel that we are not abidingby this privacy policy, you can contactus with any questions or concerns.

LastModified: November 20th, 2019

 




 

 

 

Terms of Service

Introduction

This web site is owned and operated by Silicon Cloud Technologies LLC ("SiliconCloud Technologies"), a Texas limited liability company. Silicon CloudTechnologies provides tools and content for people interested in quantitative finance and investing on portfoliovisualizer.com and subdomains, collectively known as the "Site" or "website". Nothing onportfoliovisualizer.com, or any page within the portfoliovisualizer.com domain should be considered an offering or recommendation of securities or financial advice. This website is made available for educational and entertainment purposes only. Please read the following important terms and conditions("Terms of Service") carefully. These Terms of Service govern your access to and use of the Site. This is a legal agreement between you and SiliconCloud Technologies. YOU UNDERSTAND THAT BY USING THE SITE, OR YOUR ACCOUNT, YOUARE AGREEING TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT ACCEPT THESE TERMS OF SERVICE IN THEIR ENTIRETY, OR ANY SUBSEQUENT MODIFICATIONS THERETO,YOU MAY NOT ACCESS OR USE THE SITE.

Your Acceptance

Your use of the site is subject to this Terms of Service Agreement and the currentSilicon Cloud Technologies Privacy Policy published at https://www.portfoliovisualizer.com/privacy-policy.Each time you use the Site, you agree to be bound by the following Terms ofService and our Privacy Policy. If you do not agree to all of these conditions, then you must immediately discontinue your use of the Site. Silicon CloudTechnologies may at any time revise or amend these Terms of Service, and it is your responsibility to review the Terms of Service for any changes each time you visit the Site. Your use of the Site following any revision or amendment of these Terms of Service will signify your assent to and acceptance of the revised Terms of Service. These Terms of Service apply to all customers, visitors, users, and others who view the Site ("Users").

Links to Websites

TheSite may contain links to third-party websites that are not owned or controlled by Silicon Cloud Technologies, including links provided by Users. Silicon CloudTechnologies has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. By using the Site, you expressly relieve Silicon Cloud Technologies from any and all liability arising from your use of any third-party website. Accordingly, we encourage you to be aware when you leave the Site and to read the Terms ofService and privacy policy of other websites that you visit. Unless we expressly state otherwise, the fact that Silicon Cloud Technologies has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers.

Information Disclaimer

TheSite may provide certain financial market data, quotes, price forecasts, other forecasts, news, research, predictions, and opinions or other financial information (collectively "Information") that has been independently obtained by certain financial market information services, financial and research publishers, various securities markets including stock exchanges and their affiliates, asset managers, investment bankers, and other providers(collectively the "Information Providers") or has been obtained bySilicon Cloud Technologies from other sources including computer algorithms that may include guessing or other sources of random information. All data andInformation is provided "as is" and the Information is intended solely as general information for educational and entertainment purposes only and is neither professional stock broker advice for any investment nor a substitute for other professional advice and services from qualified financial services providers familiar with your financial situation. Decisions based onInformation contained within the Site are your sole responsibility. Always seek the advice of your financial advisor or other qualified financial services provider regarding any investment. The Information is provided with the understanding that Silicon Cloud Technologies is not engaged in rendering professional services or advice, and is not a registered investment advisor.Your use of the Site is subject to this disclaimer: Silicon Cloud Technologies assumes no responsibility for any consequences relating directly or indirectly to any action or inaction you take based on the Information or other material on this Site. Silicon Cloud Technologies does not guarantee or certify the accuracy, completeness, timeliness, or correct sequencing of the Information made available through Silicon Cloud Technologies, the Information Providers, or any other third party transmitting the Information (the "InformationTransmitters"). You agree that Silicon Cloud Technologies, the InformationProviders, and the Information Transmitters shall not be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of theInformation, or for any decision made or action taken by you relying upon theInformation. You further agree that Silicon Cloud Technologies, the InformationProviders, and the Information Transmitters will not be liable in any way for the interruption or cessation in the providing of any data, Information, or other aspect of the Site. Silicon Cloud Technologies is not responsible for, and makes no warranties regarding, the access, speed, or availability of theInternet in general or the Site in particular. Silicon Cloud Technologies reserves the right to modify or discontinue, temporarily or permanently, all or any portion of the Site with or without notice.

Use of the Site

SiliconCloud Technologies hereby grants you permission to use the Site as set forth in these Terms of Service provided that you will comply with the Terms of Service and with any Information Providers' Terms of Service linked to the Site. Some of the Information on the Site provided by Information Providers, including but not limited to price and fundamentals data for stocks, funds or other securities, is licensed to us by others; therefore, your use of Information maybe governed by an Information Provider's Terms of Service. You may use, print, copy, provide links to, and download content and results ("Content")displayed on the Site for both commercial and non-commercial use where not explicitly forbidden by the Information Providers' Terms of Service. If you use the copied or downloaded content and results you agree to attribute the materials to their source and you agree to maintain all copyright and other proprietary notices contained on the materials. To access some features of theSite, you will have to register on the Site. You may never use another user's registration without permission. When registering, you must provide accurate and complete information. You are solely responsible for the activity that occurs under your registration, and you must keep your password secure. With the exception of applications commonly known as web browser software, or other applications formally approved by Silicon Cloud Technologies in writing, you agree not to use any software, program, application, or any other device to access or log on to the Site or to automate the process of obtaining, downloading, transferring, or transmitting any content, information, or quotes to or from the Site. You agree not to use or launch any automated system, including without limitation, "robots," "spiders,""scrapers," or "offline readers," to access the Site. Not withstanding the foregoing, Silicon Cloud Technologies grants the operators of public search engines permission to use spiders to copy materials from the Site for the sole purpose of creating publicly available searchable indices of the materials.Silicon Cloud Technologies may permanently or temporarily terminate, suspend, or otherwise refuse to permit User's access to the Site without notice and liability, if in Silicon Cloud Technologies' sole determination, User violates any of the Terms of Service, including the following prohibited acts, which you agree not to perform; (i) use the Site for any illegal purpose or to submit, transmit or facilitate the distribution of information or content that is unlawful, illegal, harmful, abusive, racially or ethnically offensive, vulgar, obscene, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, libelous, threatening, or in a reasonable person's view, objectionable; (ii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Site; (iii) take any action that imposes an unreasonable or disproportionately large load on our infrastructure; (iv)upload invalid data, viruses, worms, or other software to the Site; (v)impersonate another person or otherwise misrepresent User's affiliation with a person or entity, conduct fraud, hide or attempt to hide User's identity; (vi)submit, upload, post, email, transmit or otherwise make available any Information or Content that User does not have a right to use or make available; (vii)interfere or attempt to interfere with the proper working of the Site; (viii)bypass the measures we may use to prevent or restrict access to the Site; or(ix) reverse engineer, reverse assemble or otherwise attempt to discover any source code.

Intellectual Property

SiliconCloud Technologies or their third party data or content providers, includingInformation Providers, have exclusive proprietary rights to the Information provided on this Site. Content and the trademarks, service marks, trade names, icons, and logos contained therein ("Marks"), including without limitation are owned by Silicon Cloud Technologies or licensed to Silicon CloudTechnologies and owned by the Information Provider, and are subject to copyright and other intellectual property rights under United States and foreign laws and international conventions. Silicon Cloud Technologies andInformation Providers retain all proprietary rights in the Content and Marks. 

Warranty Disclaimer

The information provided through the site is provided "as is" and"as available." you agree that your use of the site shall be at your sole risk. to the fullest extent permitted by law, silicon cloud technologies, its officers, directors, employees, and agents disclaim all warranties, express or implied, in connection with the site and your use thereof. silicon cloud technologies makes no warranties or representations about the accuracy, adequacy, timeliness, or completeness of this site's content or the content of any sites linked to this site and assumes no liability or responsibility for any (i) errors, omissions, mistakes, or inaccuracies of content, (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the site, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (iv) any interruption, delay or cessation of transmission to or from the site, (iv) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party, and/or (v) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or other wise made available via the site. silicon cloud technologies provides no guarantee against the possibility of deletion, mis-delivery or failure to store communications, personalized settings, or other data. silicon cloud technologies does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the site or any hyperlinked website or featured in any banner or other advertising, and silicon cloud technologies will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. as with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

Limitation of Liability

INNO EVENT SHALL SILICON CLOUD TECHNOLOGIES, ITS OFFICERS, DIRECTORS, EMPLOYEES,OR AGENTS, BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONALINFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (IV) ANY BUGS, VIRUSES,TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BYANY THIRD PARTY, (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT, (VI) YOUR USE, OR INABILITY TO USE, ANY PORTION OF THE SITE OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED,OR OTHERWISE MADE AVAILABLE VIA THE SITE, WHETHER BASED ON WARRANTY, CONTRACT,TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OFTHE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.THE SITE IS CONTROLLED AND OFFERED BY SILICON CLOUD TECHNOLOGIES FROM ITS FACILITIES IN THE UNITED STATES OF AMERICA. SILICON CLOUD TECHNOLOGIES MAKES NO REPRESENTATIONS THAT THE SITE IS APPROPRIATE OR AVAILABLE FOR USE IN OTHER COUNTRIES. THOSE WHO ACCESS OR USE THE SITE FROM OTHER JURISDICTIONS DO SO AT THEIR OWN VOLITION AND ARE RESPONSIBLE FOR COMPLIANCE WITH LOCAL LAW.

Indemnity

You agree to indemnify and hold Silicon Cloud Technologies and its affiliates, agents, employees, and licensors harmless from any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to theSite; (ii) your violation of any term of these Terms of Service; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right. This defense and indemnification obligation will survive termination of these Terms of Service or discontinuance of your use of the Site.

Ability to Accept

By your use of the Site, you affirm that you are either are at least 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Service, and to abide by and comply with these Terms of Service. In any case, you affirm that you are 13 years old or older, as the Site is not intended for children under that age of 13. If you are under 13 years of age, do not use the Site.

Assignment

TheseTerms of Service and any rights and licenses granted hereunder may not be transferred or assigned by you, but may be assigned by Silicon CloudTechnologies without restriction, including without limitation, in the event that Silicon Cloud Technologies, LLC., forms a partnership with, is merged with, or is acquired by another company.

Terms and Termination

Your permission to access the Site under these Terms of Service will immediately terminate if you fail to comply with any term or condition. Upon such violation, you agree to terminate access to the Site. You agree that SiliconCloud Technologies, in its sole discretion and with or without notice, may terminate your access to any or all of the Site, and remove and discard anyContent within the Site. Silicon Cloud Technologies may also in its sole discretion with or without notice discontinue providing the Site. You also agree that Silicon Cloud Technologies will not be liable to you or any third party for any termination of your access to the Site.

RefundPolicy

You may cancel your Portfolio Visualizer account at any time, but all payment transactions are considered final and no refunds will be issued unless it is legally required.

GoverningLaw

You agree that Silicon Cloud Technologies and the Site are solely based in Texas, that the Site is a passive website and that the Site does not give rise to personal jurisdiction over Silicon Cloud Technologies, either specific or general, in jurisdictions other than Texas. You agree that these Terms ofService shall be governed and interpreted pursuant to the laws of the State ofTexas, notwithstanding any principles of conflict of law or your actual state or country of residence. You agree to submit to the personal and exclusive jurisdiction of the courts located within Travis County, Texas.

Entire Agreement/Severability Waiver

TheseTerms of Service, together with the Privacy Policy and any other legal notices published by Silicon Cloud Technologies on the Site, shall constitute the entire agreement between you and Silicon Cloud Technologies concerning theSite. If any provision of these Terms of Service is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Service, which shall remain in full force and effect.

No Waiver

No waiver of any provision of these Terms of Service shall be deemed a further or continuing waiver of such provision or any other provision, and Silicon CloudTechnologies' failure to assert any right under these Terms of Service shall not constitute a waiver of such right. YOU AND SILICON CLOUD TECHNOLOGIES AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Modifications

SiliconCloud Technologies reserves the right, in its sole discretion, at any time to modify, discontinue or terminate the site, any portion thereof, or any content thereon without notice, or modify these Terms of Service. If any modified terms and conditions are not acceptable to you, your sole remedy is to cease using the site, and if applicable, cancel your Portfolio Visualizer account. By continuing to access or use the site after Silicon Cloud Technologies makes any such revision, you agree to be bound by the revised Terms of Service.

LastModified: November 20th, 2019

 

Privacy Policy

Silicon Cloud Technologies LLC is committed to safe guarding the privacy of our website visitors. Our Privacy Policy is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our web site.

Collection of Information

We collect "Non-Personal Information" and "PersonalInformation." Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous site usage data and platform information provided by your browser including your Internet Protocol address, device and browser types and identifiers, and referring web page address.Personal Information includes your name and email address, which you provide to us during the registration process or optionally when leaving feedback using the contact form on the site, along with any models, data series, and configuration settings you optionally choose to save with your registered account. By registering, you are authorizing us to collect, store and use your e-mail address in accordance with this Privacy Policy. We do not collect or store any credit card card information used for payments as any payment card information is transmitted directly and securely to the third party payment processor. You can visit and use the site anonymously without providing any personal information. Most of our site does not require any form of registration, allowing you to visit our site without telling us who you are. However, some services may require you to provide us with information relating to an identified or identifiable natural person. In these situations, if you choose to withhold the information requested by us, it may not be possible for you to gain access to certain parts of the site or for us to respond to your queries.

Use of Information

We use Non-Personal Information such as anonymous site usage data and platform information to help us improve the web site. If you register and provide your personal information, we use this information to personalize your experience so that you save and retrieve your portfolio and other models you configure on the site. We will use your personal information from the contact form to respond to you regarding the reason you contacted us.

Disclosure of Personal Information

We are the sole owners of the information collected on this site. We do not sell, trade, rent, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.

Use of Cookies

This website uses cookies. A cookie is a small file that is sent by a web server to a web browser and is stored by the browser. The information contained in the cookie is then sent back to the server each time the browser requests a page from the server. Cookies may be either "persistent" cookies or"session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. We use persistent cookies to recognize your browser and capture Non-PersonalInformation on site traffic and site interaction so that we can offer a better site experience and tools in the future. In addition, we use session cookies to keep track of registered users' authenticated web sessions. If you configure your browser to block cookies, you will be unable to use the areas of the website that require registration.

Analytics Providers

We may use third-party web analytics services in connection with the site, such as those of GoogleAnalytics. These service providers use a variety of tracking technologies such as cookies to analyze how users use the site. The information collected(described above in "Non-Personal Information") will be collected directly by these service providers to evaluate your use of the site. For more information on how Google Analytics uses data from our website and how you can control the information sent to Google, clickhere. To learn about opting out of GoogleAnalytics, please clickhere.

Your Rights Over Your Data

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us:

Data Retention

For users that register on our website, we store the personal information they provide in their user profile. Users can see, edit, or delete their personal account information at any time. The information may still be retained in historical data backups. Because we operate in a highly regulated industry we feel it is prudent to retain information indefinitely in order to comply with our legal obligations, resolve disputes, and enforce our agreements.

Protecting Personal Information

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as "PersonalInformation"), that information is transmitted to us securely by encrypting the data before transmission, authenticating the endpoint, and decrypting and verifying the data on arrival. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The servers on which we store personally identifiable information are provided byAmazon Web Services (AWS) data centers in the US, and we further protect your information from potential security breaches by implementing certain technological security measures including data and network traffic encryption, firewalls, multi-factor authentication, and strict access control policies.Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password and by logging out of your account after each use. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using this web site, you acknowledge that you understand and agree to assume these risks.

Third Party Websites

Our website includes hyperlinks to third party websites. We have no control over, and are not responsible for, the privacy practices employed by those websites or the information or content they contain.

Terms and Conditions

Your use of the site is subject to our Terms of Service Agreement, which establishes the use, disclaimers, and limitations of liability governing the use of our website.

YourConsent

By using our site, you consent to this privacy policy.

Changes to Privacy Policy

We reserve the right to change this privacy policy and our Terms of Service at anytime. If we change our privacy policy, we will post those changes on this page.You should periodically check this privacy policy page for updates.

If you have questions regarding this privacy policy or feel that we are nota biding by this privacy policy, you can contact uswith any questions or concerns.

LastModified: November 20th, 2019

 

 

 

 

 

Privacy Policy

1.   What does this Privacy Policy mean?


This Privacy Policy and the  Rulesdefine the conditions, which must be complied with by all Visitors.
Concepts used in this Privacy Policy are defined in the Rules of Use.
It is considered that the Visitor learns and expresses his agreement to comply the Privacy Policy, when he visits the Website, subscribes to the Website and(or) uses all and (or) any of the services. If the Visitor does not agree with any provisions of the Privacy Policy, he shall lose the right to visit theWebsite, to log in and use all and (or) any of the services provided by theWebsite.

2.   What information we collect?


When providing services on the Website, the Service provider may collect, store and use the following personal data of Yours:

3.   Cookies


A cookie is the information that a web server sends to a web browser and which is stored in the browser. This information is sent to the web server each time the browser requests to open a page from the server. This enables the web server to identify and track the web browser.
In order to analyze the use of this Website, we use “Google Analytics” or other similar tools. These tools generate statistical and other information about the use of the Website with the help of cookies, which are stored on users’ computers. Information collected about visits to the Website is used for creating reports about the use of the Website. This information is stored byGoogle or other service provider. We also use cookies for recognizing You as a previous visitor of the Website.
Most browsers allow rejecting all cookies, meanwhile some browsers allow rejecting only third party cookies. So You can take advantage of these opportunities. However, please note that blocking all cookies will have a negative impact on the use of the Website, and without cookies You will not be able to use all Website services, including participation in auctions.

4.   The used of Your personal data


The personal data we collect are used exclusively for purposes specified in this Privacy Policy.
We may use Your personal data: 

If we have Your personal code, we will not use it to send You notifications, our news or other information.
Your personal data will be stored for no longer than it is required for data processing purposes and for no longer than 1 (one) year after the expiry or termination of the Agreement with You, or after Your registration on theWebsite, if You fail to enter into the Agreement within 3 (three) months after the registration. The data required for the management of debts is kept until the recovery of debt, however, not more than 10 (ten) years. When personal information is no longer needed for data processing purposes, or the term of storage expires, they shall be safely deleted, with the exception of those cases when they must be transferred to State Archives under the law.

5.   Disclosure 


We may disclose Your personal information to our employees, managers, agents, suppliers or subcontractors when it is reasonably necessary for the purposes described in this Privacy Policy.
In addition, we may disclose Your personal information:

Except as provided in this Privacy Policy, we do not provide Your personal information to any third parties. 

6.   Security of Your personal data


Your personal data will be processed in accordance with thePersonal Data Protection Act of the Republic of Lithuania and other statutory requirements. When processing Your personal data, we implement technical and organizational measures to ensure the protection of Your personal data again staccidental or unlawful destruction, alteration or disclosure, as well as against any other unlawful processing.
Naturally, the data transmission over the internet is inherently insecure, and we cannot guarantee the secure transmission of data via online networks.

7.   Your consent and rights


By registering on our Website or otherwise using our Website services, You confirm that You have read this Privacy Policy and agree with it, in addition, Your allow us to collect, store, manage and use all personal data referred to herein for the purposes specified in this Privacy Policy.

You can submit a written request (by post, e-mail or in our registered office)to provide Your with the information about the sources and the type of Your personal data collected, the purpose for which they are processed, the recipients they are provided to. We respond to such requests in accordance with the laws and terms, and we attempt to provide You with the information as soon as possible, but no later than within 30 days from the receipt of Your request.Upon Your request, such information is submitted in writing at the specified address or e-mail. The information about the sources and the type of Your personal data collected, the purpose for which they are processed, the recipients they were provided to within the last year is submitted for free once in a calendar year. If, upon request, we have suspicions about the identity of the requesting person, we have the right to ask for his identity document or a copy thereof.

You also have the right to submit a written request (by post, e-mail or in our registered office) to correct false, incomplete and inaccurate personal data, to require to suspend the processing of Your personal data, except for the storage, when the data are processed not in compliance with the laws and thisPrivacy Policy. In the specific case of Your written request, all of Your personal information may be removed from the Exleasingcar databases along with the termination of all Agreements concluded with You, provided that You will have fully fulfilled Your obligations arising from such Agreements. If, upon request, we have suspicions about the identity of the requesting person, we have the right to ask for his identity document or a copy thereof. 

8.   Websites of third parties


Our Website contains references to other websites. We are not responsible for the privacy policy and its implementation in websites of third-party.

9.   Responsibility


You are responsible for keeping confidential Your password and user data and for any activity (data transfer, submitted orders, etc.) carried out in our Website using Your login information. You must not disclose Your password to third parties. If a third party, who connected the Website usingYour login information, is using the services of our Website, we assume that it is You who is connected. If You lose Your login information, You must immediately inform us by post, telephone, fax or e-mail.
You are responsible for ensuring that You provide us with accurate, correct and complete data. If Your data change, You must immediately inform us, by changing the relevant data in the registration form, or, if the data are not indicate in the registration form, by notifying us by e-mail. In no case we shall be liable for any damage resulting due to the fact that You have submitted incorrect or incomplete personal data, or did not inform us about the change of Your personal data.

10.Amendments of Privacy Policy


We can at any time update or modify this Privacy Policy. Such updated or amended Privacy Policy will enter into force after its publication on our Website. You should check this page occasionally to make sure that You are satisfied with the relevant version of the Privacy Policy.